The Prime Loans

FAQ

The following questions and answers represent those that we are most commonly asked in regard to short term lending and our website in general. If the answer to your question is not listed here, please visit our Contact Us page to send us your inquiry and we will respond as quickly as possible. If your question pertains to a particular loan or offer for credit, you should inquire directly with your lender.

A short term loan is essentially a financial instrument that allows consumers to access cash quickly during times of great financial need. Since these loans are available to consumers regardless of their credit scores, they will not have to deal with the hassle of a credit check in order to get funds. The process is incredibly fast and far less frustrating than attempting to obtain credit from traditional lenders. Our lenders can help you obtain as much as $1,000 depending on the lender, your state and your financial situation.

It is much simpler to qualify for the short term loan than other forms of credit. In fact, we can connect a great part of the users who request through us. You need to be 18 years old or older, legally employed and living in the United States, have a bank account in your name, have a valid email address, have a working telephone number and meet the minimum income requirements as set forth by your lender. Some lenders may offer funds if you do not have an employer as long as you are still receiving regular income through SSI or other methods. You should check each lender’s terms carefully as we cannot provide you with any guarantees.

Short term loans are designed to be used only in financial emergencies as a short-term solution to help you make ends meet between paychecks. All of the same cautions used when obtaining any form of credit should be used when deciding whether or not to take out a short term loan. You should never request a loan for any other reason but financial emergency, and if you are experiencing serious financial troubles, you should consult a counselor before taking out a loan.

If you have multiple jobs, you should disclose the information about your primary job on your request form and then provide additional information about second or even third jobs during communication with your lender. Similarly, if your lender asks you to send them paycheck stubs, you should send stubs from all of your employers. If you are self-employed, you only need to show that you have significant income to meet the lender’s guidelines and that your business has been established and your income has been regular for 90 days or more.

Short term loans can cost as much as credit card cash advances or overdraft fees from your bank. In fact, when used responsibly, these loans may actually cost less. The interest rates for short term loans are higher than those for other forms of credit because lenders are assuming a great deal of risk when they lend to individuals without performing a credit check, but since these loans are designed to be repaid quickly, the interest is minimized. You should always be sure to repay your loan on time in order to avoid any unnecessary expense associated with your loan.

The total amount that you will be expected to repay is determined by several factors including your financial situation, your lender, the state in which you live, the amount of money you borrow and whether or not you repay your loan on time. Some of the fees that may be applied to your loan include finance charges, interest, late fees, rollover charges and more. Please review your offers carefully to determine exact charges.

Getting connected with a lender is as simple as visiting our online form page. We only ask you for the information that is absolutely necessary for processing your request for credit. Once this has been completed, the information is forwarded throughout our network of lenders. If you are connected with a lender and approved for a loan, your lender will contact you via email; you may also be redirected to that lender’s website home page. You should review the offer you get carefully, and if you agree with the terms, e-sign loan agreement. After you have provided your signature, your funds will be deposited into your bank account in as soon as the following business day in most cases.

The terms associated with the repayment of your loan will also be detailed in the terms and conditions you receive from your lender. In most cases, the lender will simply withdraw the amount you owe—the loan amount plus fees and interest—from your bank account on the repayment date; you only need to ensure that the funds are available on that date. If you cannot do so, please contact your lender as soon as possible. You may be eligible for alternatives like rollovers or extensions that could save you money in the long run.

If you have any questions regarding a particular loan, you should discuss them with your lender as soon as possible. In order to protect your privacy, this service does not have access to any information about your loan. Your loan agreement should contain all contact information so that you can reach the lender if you have any issues. If your lender fails to respond or if you feel that the answer you receive is unsatisfactory or unfair, you can contact various government agencies through the links we provide. These agencies will work to help you obtain issue resolution.

Although we discourage you from taking out more than one loan at any given time, there are some states that allow for two or sometimes even three outstanding loans at the same time. When you request a new loan, you are required to disclose any information about your existing loans in your request form. Even in states that allow multiple loans, there may be limits on the total amount of credit that can be extended to you, meaning that you may be denied. Our lenders also reserve the right to refuse credit to anyone who already has an outstanding loan regardless of the regulations in that state.

First and foremost, you should review your loan offer and finances carefully before filling out the form, and you should never request loan if there is any doubt that you will be able to repay the loan on time. However, our lenders understand that emergencies happen, and many offer alternatives. If for any reason you are unable to repay your loan on time, you should contact your lender as soon as possible. You may be subject to debt collection attempts, but our lenders can never threaten criminal action against you. You should also remember that your debt will continue to accrue interest at a very high rate until it is unpaid.

If your request was denied, this could be for several reasons. First, it could be that you did not meet the basic criteria associated with obtaining a short term loan. You will also be denied for a loan if you are currently in bankruptcy, if you are in default with another short term loan lender, or perhaps even if you already have an outstanding loan with another lender that is still in good standing. If you feel that you have been discriminated against in any way, please contact the Consumer Financial Protection Bureau.

If you had a great experience with a particular lender and you would like to use that lender again, you can certainly do so. In fact, this is even encouraged as it will help you build a business relationship with that lender which could lead to larger loans, lower interest rates and access to other credit-related products offered by that lender. Simply review the loan agreement or any communication you received from that lender to obtain their contact information and request a loan directly.

According to the Truth in Lending Act, each lender is required to provide you with the terms, conditions and charges associated with your loan in writing before extending any credit to you. If you have questions regarding the terms of a loan offer, or if you do not agree with these terms, this should be directed to the lender who made the offer and you should not accept the offer until clarification has been provided. Since we are not a lender, we cannot offer such clarification. However, we do want to remind you that once you have provided an electronic signature, you are contractually obligated to follow its provisions. Therefore, please read your offers carefully and ask your lender about anything you do not understand.

This service does not work as a lender and never makes credit decisions. Due to this, the service is unable to provide website users with any information on the rates and fees, APR, non-payment rules, and renewal policy associated with particular short-term loan products and the offers made by the lenders connected with website users. We make every effort, though, to make sure that the lenders in our network strictly abide by all applicable international, federal, state, and local regulations and are able to provide fair lending practices within the industry.

Short-term loans should only be used as a temporary financial tool because they can get quite expensive if they are used for longer periods of time. This credit usually carries relatively high financial charges, rates, and fees. The industry is therefore highly regulated at the federal, state, and local levels. Additionally, the number of organizations, both governmental and non-governmental, that exercise control over the agents in this industry and establish best practices and regulatory protocols continues to grow and develop.

The service is provided at no cost to you. We don't force you to take the first offer that comes along; instead, we give you the freedom to decline unsuitable offers until you are completely satisfied with all of the terms and conditions. Meeting the financial interests of our clients is the primary purpose of our business.

Once your request is approved, the lender will make you an offer that includes the fees and APR, as well as repayment and loan renewal options, if applicable. We advise you to carefully examine the agreement, assess the pros and cons, and educate yourself with all the knowledge you need to avoid getting into an uncomfortable financial scenario.

Your loan agreement contains all the information, including fees, rates, APR, nonpayment rules, and renewal policies, which are subject to state-specific local regulations. On our end, we offer a wealth of knowledge that can assist you in better understanding what a loan is, how it operates, and how to utilize it effectively.

Pay close attention to late payments, which may result in additional fees and a negative impact on your credit score. Contact your lender right away to explore your options if you won't have the money to pay off the loan before the due date. Some lenders may propose to use a loan renewal as a last resort. We advise you to read the renewal policy before accepting the offer because each lender has a different one.

Disclosures described above are for information purposes only. Do not regard them as legal advice.

California Consumer Privacy Act (CCPA) Policy

At Theprimeloans, we are committed to protecting the privacy of our users. In accordance with the California Consumer Privacy Act of 2018 (CCPA), we provide this policy to explain our privacy practices and the choices you can make about the way your information is collected and used.

This policy applies to personal information that we collect when you visit our website or use our services.

What personal information do we collect and why?

We collect personal information from you when you use our website or services. In order to register on the Website and use its services, You need to provide Your personally identifiable information (PII) via the online form on the Website. This information is essential to provide You with the service You request by using the Website. If You do not need to use the service of the Website or for some reason decide to cease the use of the Website, You should not submit Your PII information on the Website. PII includes but is not limited to the following information: Your first and last names, address, email address, telephone number, date of birth, employment information, Military affiliation, Social Security number, other ID information, banking information.

Apart from PII, we collect Your non-personally identifiable information (NPII) available upon Your using the Website regardless of submitting any personal information on the Website. NPII includes but is not limited to the user’s behavioral data, such as Internet Protocol (IP) data, browser details, geo position, user’s operating system, the pages of referral and exiting, date and time details, Internet service provider details etc. The NPII we collect from You can be transmitted to the third parties we contract with unless You exploit the means to hide Your NPII or express Your request to stop using Your NPII directly.

We may also collect personal information from third parties, such as analytics providers, to help us better understand how our website and services are used.

How do we share your personal information?

We may share your personal information with third parties in the following circumstances:

To fulfill your requests for products or services
To comply with legal requirements
To protect the rights, property, or safety of Theprimeloans, our users, or others

We may also share your personal information with third parties for their own marketing purposes, but only with your consent.

The way this information is collected, stored, shared, and used is determined by the provisions of Privacy Policy.

Your rights under the CCPA

Under the CCPA, you have the following rights:

The right to request that we delete your personal information
The right to request that we disclose the categories and specific pieces of personal information we have collected about you
The right to request that we stop selling your personal information to third parties

To exercise these rights, please contact us at contact@theprimeloans.com or visit here. We will need to verify your identity before fulfilling your request.

Changes to this policy

We may update this policy from time to time to reflect changes in our privacy practices. We encourage you to review this policy periodically to stay informed about how we are protecting your personal information.

Contact us

If you have any questions or concerns about our privacy practices, please contact us at contact@theprimeloans.com.

Please Note: If you choose not to allow us to share your information with our Network Partners, we will be unable to provide you with personalized recommendations for loans or other products and services that may be of interest to you. If you would like to opt-in and allow us to share your information in order to receive personalized recommendations and access relevant products and services, please submit the completed form or resubmit your request indicating your consent for us to share your information.

Terms of Use

Effective date: 27-12-2022

These Terms of Use are the formal agreement between this website (hereinafter we, our, ours, us, Company) and a user (hereinafter User, Users, You, Your, Yours) of the Website (hereinafter Website, Site), who continues to exploit the Website and attempts to use the services presented by the Company. The Terms of Use regulate the relationship between the stated parties in point of the use of this Website.

The Company is not a lender, nor does it represent any financial organization/entity, originate financial products and services or make credit decisions. The Company operates as a search and connecting service, as we will look through our huge network of independent third party lenders and financial organizations that can provide credit products. Thus, the Company can connect the Users of the Website with the lenders from its network. In order to get access the services provided by the Company the User of the Website needs to complete the online registration form.

We encourage all the Users of the Website to read these Terms of Use, as further exploitation of the Website, the use of the services on the Website and submission of personal information attempting request imply that You have read and understood these terms and other documents regulating the use of the Website, including but not limited to the Privacy Policy.

The use of the Website is available only for the residents on the USA of legal age. By continuous use of the Website You confirm that You are at least 18 years old and reside in the US. The services provided on the Website are not available for the residents of some states, including, but not limited to Arkansas, New York, West Virginia and Vermont due to specific regulations regarding short-term lending in these locations. The list of states is subject to changes. Please, check the status of Your state on Rates and Fees page using the links to authority Websites, which contain the recent and up to date information regarding short-term lending in the USA.

If You do not accept these Terms of Use, please, cease using the Website by exiting its pages.

Company Services

As mentioned above the Company is not a lender and does not make credit decisions, rather connects its Users with independent third party lenders, who can provide the Users with short-term loans of up to $50,000 (the amount of available loans depend on the regulations in each state). Since the Company has nothing to do with the credit decisions third party lenders make, the decision to approve Your request, as well as the amount and terms of the offered loan products are exclusively made by loan providers and depend in each individual case on many factors. The Company cannot guarantee that Your attempt to be connected with a lender will result in the approval of Your request, or that You will be offered the desired amount on the desired terms. Not all the lenders in our network can provide loans of up to $50,000.

We encourage every User of the Website who has doubts about any particular loan offer or short-term lending in general to seek professional consult and support, as this form or lending is a relatively expensive form of credit and remains effective only if used for short terms and reasonably. Keep in mind, that the Company has nothing to do with the terms of any particular loan offer or credit product, thus, takes no responsibilities for the decisions third parties make and cannot provide information regarding any particular credit operation.

Your continuous use of the Website implies that You accept these Terms of Use and other governing documents of the Website and acknowledge that the Company takes no responsibility for financial or non-financial damages or costs associated with Your communication or cooperation with any third party lender we can connect You with.

In order to use the services provided on the Website You need to register via online form by submitting Your personal, contact, employment and financial information, including but not limited to Your sensitive information such as SS number and banking account details. This information is used to perform search and connect You with one or more third party lenders the Company contracts with who can approve Your request and provide You with a loan product according to the information You state in the online form. These procedures require sharing of Your information with third party lenders. We collect, store, share and use the information You submit according to the provisions stated in the Privacy Policy, Responsible Lending Policies and Marketing Practices on this Website. When You submit Your information You expressly confirm that You have read and understood and willingly agree to the provisions of the mentioned policies and practices, as well as these Terms of Use. Your information submission on the Website is considered as a request to connect You with one of the third party lenders we contract with. Thus, the third party lenders we share Your information with are authorized to contact You via email, telephone, direct mail and other media in order to provide You with financial product offers You expressed Your interest in. We also can share some of Your personal information (excluding SS number and banking details) with third party marketers we contract with, as well as Your lender may share this information with third party marketers for the purpose of offering more financial products You may have interest in.

Your SS number and other personal information can be used by third party lenders we contract and share Your information with in order to perform credit verification to determine Your credibility and make decisions on providing You with financial products and services You expressed Your interest in.

The Company cannot guarantee that You will be approved of or provided with the products tailored to Your requirements and/or provide any information on particular credit products and services presented by third party lenders we contract with. For any information regarding financial products and services or any particular transaction You should contact Your provider directly.

Authorized Use and Proprietary Rights

The Website can be used only according to these Terms of Use and other terms that regulate the operation of the service. The content on the Website is protected by the copyright. Any unlawful representation, use or reproduction of the content is strictly prohibited. Violation can lead to legal actions. The use of the content on the Website for commercial purposes is unlawful.

Company retains the impartible ownership rights for the content on the Website (including but not limited to digital records, videos, pictures, texts, logos, trademarks and other assets), which is protected by the copyright and regulated by the Intellectual Property laws in the United States. The Users of the Website are not granted the ownership of anything present on the Website. Any reproduction, duplication, resale, copying or other exploitation of the content, arrangement, organization, and design is considered illegal, and hence such actions are strictly prohibited.

Disclaimer of Warranties

THIS SITE AND THE SERVICES OFFERED BY THE COMPANY ARE AVAILABLE "AS IS" AND ON THE BASIS OF STATED AVAILABILITY. THEY ARE ACCESSED AND USED AT YOUR OWN RISK AFTER UNDERSTANDING THE TERMS OF USE. THIS COMPANY MAKES NO WARRANTIES OR GUARANTEES WHATSOEVER WITH THE SERVICE OR ANY PRODUCT, AND THEY ARE SUBJECT TO CHANGE WITHOUT ANY PRIOR NOTIFICATION. THE COMPANY DOES NOT GUARANTEE THAT ITS PRODUCTS WILL MEET YOUR REQUIREMENTS AT ANY GIVEN POINT IN TIME OR THAT THE SERVICES OFFERED BY THE COMPANY WILL BE UNINTERRUPTED, SECURE OR ERROR-FREE. THE SOFTWARE AND OTHER TECHNOLOGIES USED BY THE COMPANY MAY COME WITH ERRORS THAT WILL BE CORRECTED BY THE COMPANY WHEN POSSIBLE. THE COMPANY DOES NOT GUARANTEE THAT ANY THIRD-PARTY SOFTWARE, WEBSITES AND TOOLS WILL BE SECURE OR ERROR-FREE. AS A RESULT, THE COMPANY WILL NOT ACCEPT ANY LIABILITY ARISING OUT OF SUCH ERRORS OR PROBLEMS. THIS COMPANY HAS NOT REVIEWED OR VERIFIED THE LINKS OF THIRD PARTY LENDERS AND OTHER THIRD PARTIES PRESENT ON THE SITE. IT IS UP TO YOU TO VISIT THESE THIRD PARTY LINKS AND ACCEPT THE PRODUCT OR SERVICES OFFERED BY THEM. BY VISITING SUCH LINKS, YOU ARE AT YOUR OWN RISK AND THE COMPANY IS NOT LIABLE FOR ANY LOSSES ACCRUED TO YOU THROUGH SUCH ACTIONS.

Limitation of Liability

THE COMPANY IS NOT RESPONSIBLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL OR ANY OTHER FORM OF LOSS OR DAMAGE THAT YOU MAY BE SUBJECT TO DUE TO THE USE OF THE SITE AND THE SERVICES PROVIDED BY THIRD PARTY SERVICE PROVIDERS WHO HAVE CLAIMED THEMSELVES AS LENDERS AND CAN BE CONNECTED WITH UPON REQUEST. THE TOTAL LIABILITY OF THE COMPANY IN THE CASE OF ANY LOSS OR DAMAGE CAUSED TO YOU BY THE USE OF THE WEBSITE IS LIMITED TO THE EXTENT OF MONEY YOU HAVE PAID TO ACCESS OR USE THIS SITE.

SOME JURISDICTIONS DO NOT RECOGNIZE OR ALLOW THE EXCLUSION OF CERTAIN SPECIFIC WARRANTIES SUCH AS INCIDENTAL OR CONSEQUENTIAL DAMAGES, AND IN SUCH CASES, THE COMPANY WILL ADJUST OUR LIABILITY TO THE MAXIMUM EXTENT PERMITTED BY LAW.

Implication of Privacy Policy in Marketing Activity

When You submit Your information on the Website, You expressly agree that the Company can share and use Your information for marketing purposes according to the provisions stated in the Privacy Policy of this Website. The information You provide can be shared with third party lenders and marketers the Company contracts with. If You want Your information to be excluded from our database, You can contact us directly and make respective request. In case You need Your information to be excluded from any third party database or list, You should contact this party individually.

Third Party Websites

The Website may contain links to third party websites and information regarding the services of these third parties. The Company in no way takes responsibility for the content of the third party websites and the accuracy of the information they provide, nor does the Company represents or endorses any of third party website it connects its Users with. The User of the Website accepts all the risks concerning their access to third party websites through the website and in no way claims the Company liable for the consequences associated with the use of third party websites they link via the Website.

Disputes

The disputes that arise directly from the use of the Site or any service presented on the Site are subject to the provisions of the state legislation originated in the state, which licenses or authorizes the service or business activity of the service or the Company. All such disputes should be legally incorporated in the form of official complaint sent for arbitration to the corresponding association or institution authorized to resolve such cases in accordance with state and federal rules and regulations that are in force at the time of dispute submission. All disputed that arise between the User and the Company are can be processed and resolved only through arbitration in consideration with the terms set herein. By agreeing to these Terms of Use, You confirm that You expressly reject Your right to represent Yourself individually or through legal counsel in front of any judge or court, and You waive Your right to join class action suits against the Company.

The maximum compensatory damages, assigned by the arbitrator, authorized by the American Arbitration Council to monitor the dispute mentioned above, cannot exceed the maximum of the damages claimed by the complainant (the User). Additionally, no punitive, incidental and consequential damages can be awarded by the arbitrator on the dispute as You waive Your right on claiming responsibility for these damages as well. The results of the arbitration are binding for the User, however, the Company may choose to file an action to any court within the jurisdiction to handle such cases in lieu with this alternate dispute method.

If You reject to these arbitration clauses, then You should send a letter in writing to the Company within ten days (10) after accepting these Terms of Use. You must send the request to us. The letter should clearly have Your first and last name, telephone number, address and email address along with the statement "I reject the arbitration clause of the Company stated on its Website on its Terms Conditions of Use page." In case You reject this provision, You are obliged to bring up a legal case to any court authorized to handle this case within one (1) year after the damage was determined. After the stated term the claim will be deemed void.

Export Restriction

The residents of these countries have no access to the services and products of the Website due to embargo conditions: Syria, Iran, North Korea, Cuba, Iraq, Libya, Sudan and any other country that US has embargoed goods and services. Additionally, the service and products of the Website are not available for the following category or Users: the ones who belong to United States Treasury Department's list of Specially Designated Individuals or US Commerce Department's Table of Denial Orders.

Your continuous use of the Website and its services and Your registration on the Website with consent to these Terms of Use is deemed as Your warrant to belong to any of the categories mentioned in this clause.

Indemnification

Your continuous use of the Website and the services of the Company is deemed as Your indemnification to the Company, its parent Company, subsidiaries, affiliates and each of its individual members, directors, employees, agents, bankers, co-partners as harmless and confirm no claims or liabilities may be brought by You due to: i) Your improper or unreasonable use of the Website, ii) Your breach of these Terms of Use or iii) any dispute between You and any third party. The provisions of this clause may be asserted in case of the respective dispute or claim brought by You.

Complete Agreement

The provisions of these Terms of Use collectively compile the complete agreement between the User of the Website and the owning Company and should be accepted as determining the entire understanding of the regulations governing the relations between the mentioned parties. The agreement supersedes any and all related prior information or notices. In case of discrimination or violation of any provision, the complete agreement and other provisions remain in force.

Modifications and Updates

The Company reserves its right to make changes, amend and update these Terms of Use without prior notice. All the updates and changes come into force immediately after published on the Website unless the effective date is scheduled for the future term. As soon as the information is updated, the effective date is changed to the date of the most recent update. We encourage all the Users of the Website to check the effective date of this and other legal documents on the Website regularly. We reserve the right to notify the Users of the Website on the modifications using email or other media according to the provisions of Privacy Policy.

Severability and Termination

In case any of the provisions in this document are determined as unlawful or out of date, or in any way contradict any related regulations which prevail these terms, such provisions will be severed, but the remaining terms and the Terms of Use as a complete agreement will continue to be in force. In case any of the provisions of this agreement are failed to enforce by the Company, this failure is not constituted as a waiver of the other provisions of the document, nor does it rescind the rights of the Company.

The Company reserves its right at its sole discretion to terminate or deny of Your access to the Site in case of Your violation of any of the terms and regulations stated on the Site or applicable laws and regulations concerning the use of the Site. You may terminate the agreement at any time by ceasing the use of the Site, nonetheless upon termination the applicable provisions will survive.

Headings

The headings present in these Terms of Use are for understanding purposes only and will not alter or rescind the meaning of the provisions contained in this document.

Contact Information

In case You have a request, complaint or enquiry regarding the services provided by the Website, You can contact us via this email contact@theprimeloans.com or our contact address. In case You consider Your issue treated improperly, You can also contact the corresponding organizations in Your state of residence authorized to review or resolve the cases of the kind.

BY USING THE WEBSITE, YOU AGREE TO ABIDE BY THE ABOVE TERMS OF USE

Privacy Policy

At theprimeloans.com, accessible from theprimeloans.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by theprimeloans.com and how we use it. If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us. This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in theprimeloans.com. This policy is not applicable to any information collected offline or via channels other than this website.

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.
The services provided on the Website can be used only by the legal residents of the United States over 18 years old. The operation of the Website is aligned with federal, state and local laws of the USA. Thus, once You willingly register on the Website by submitting Your information via the online form you hereby consent to our Privacy Policy and agree to its terms. You confirm that You understand that the use of the information You submit on the Site is governed by these documents. For this reason, You are encouraged to study these documents carefully prior to submitting Your information on the Website.
If You disagree with or misunderstand the clauses of the Terms of Use and Privacy Policy of this Website and/or refuse to accept the provisions of the documents stated above, You should cease using the services of the Website and should not provide Your information and register on the Website via online form or in any other way submit and share Your information on the Website. If You have doubts regarding the use of the Website or its services, You can contact us via the details we provide on the Website. If You willingly refuse to use the Website, You should close this and other pages of this Website.

Information we collect

I. Personally and Non-Personally Identifiable Information
In order to register on the Website and use its services, You need to provide Your personally identifiable information (PII) via the online form on the Website. The way this information is collected, stored, shared, and used is determined by the provisions of this Privacy Policy. This information is essential to provide You with the service You request by using the Website. If You do not need to use the service of the Website or for some reason decide to cease the use of the Website, You should not submit Your PII information on the Website. PII includes but is not limited to the following information: Your first and last names, address, email address, telephone number, date of birth, employment information, Social Security number, other ID information, banking information.
Apart from PII, we collect Your non-personally identifiable information (NPII) available upon Your using the Website regardless of submitting any personal information on the Website. NPII includes but is not limited to the user’s behavioral data, such as Internet Protocol (IP) data, browser details, geo position, user’s operating system, the pages of referral and exiting, date and time details, Internet service provider details etc. The NPII we collect from You can be transmitted to the third parties we contract with unless You exploit the means to hide Your NPII or express Your request to stop using Your NPII directly.

How we use your Information

We collect, store, share and use Your PII information under the provisions of this Privacy Policy. All the information You provide is protected by our top security means and encryption methods. The information You submit by registering for the services is used to perform search and connect with one or more lenders we contract with who can provide You with the loan products You expressed Your interest in. Your submission of the information is considered as an expressed will to be connected with a lender or financial service provider. Additionally, the information we collect can be used to contact You in order to provide with the marketing information on the products You expressed You interest in. Moreover, we can use this information to provide protection from potential malicious activity and fraud in the Internet. We will collect, store, share and use Your information only upon Your expressed consent You give while clicking the respective button or ticking the box of consent, which authorizes us to use Your information as set herein.

We use the information we collect in various ways, including to:

Provide, operate, and maintain our website
Improve, personalize, and expand our website
Understand and analyze how you use our website
Develop new products, services, features, and functionality
Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes
Send you emails
Find and prevent fraud

Your PII can be shared with governmental entities, disclosed completely or partially upon request from any authority or authorized organization if such disclosure is lawful and considered necessary for these reasons:

it is ordered or required to comply with the legal processes;
it is obligatory to protect the property of the owner of the Website or its affiliates and in no way contradicts applicable laws;
it is necessary to prevent crime and/or protect national security;
it is necessary to protect personal or public safety.

In case of merging, acquisition, consolidation or purchase of the owning company and its assets, it is possible that Your PII may be transferred and, thus, disclosed to the receiving party on the course of the stated actions. According to the court’s decision on insolvency proceeding, if it takes place, in case of liquidation of the owning company, the liquidating party or the authorized representatives of the company can transfer, sell, dispose or license Your PII within the provisions stated by this court’s decision. In this case, it is possible that the owners of the PII shared on the Website will be notified of the forthcoming procedures and modifications upfront or the notification will be published openly on the Website. It is possible that acquisition, merging and other stated modifications are associated with a non-US company.

Third Party Marketing

It is possible that Your PII can partially (excluding such sensitive information as SS number and banking and financial data) be shared for the marketing purposes with some of third party marketers, lenders and advertisers, we contract with. In this case, the receiving parties, as third part marketers, may use this information and share it with other third party marketers who may initiate marketing activity towards You in the way of presenting You the products You have expressed Your interest previously while submitting Your information. In case You decide to opt out from receiving such marketing messages and/or offers, You can easily unsubscribe and eliminate Your information from the lists compiled by these third party marketers to send You messages simply by using an unsubscribe option (option button or link) in the respective message. The means for marketing activity include but are not limited to direct mail, short messages, online banner ads, telemarketing calls, emails etc.). Apart from that, Your information can be used to track Your online activity and collect Your online behavioral and searching information. This activity is usually performed to improve the quality of the services presented to You online and adjust marketing activity to Your requirements and needs.
Keep in mind that the way third party marketers use Your information is subject to the provisions of their legal documentation and regulations, including but not limited to the privacy policies and the terms of use of their websites and services. For this reason, since we take no obligations for the manner Your information can be used by these parties, we encourage You to acknowledge how Your information is to be used according to the provisions of the legal documentation of these third party marketers. If You wish to eliminate Your information from any of the lists or databases of these third party marketers, You should contact them directly.
By continuous use of the Website and attempt to use the services presented on the Website, You expressly agree that You have read and understand the provisions of the legal documents, which control the use of Your information on the Website, and the terms of collecting, storing, sharing and using of You PII and the way Your shared PII can be used by third party lenders and third party marketers.

Email Marketing & Telemarketing

By agreeing to the Terms of Use and this Privacy Policy, You confirm that we and third party lenders and marketers with whom Your information is shared according to the provisions of this Privacy Policy can use Your PII for advertising purposes, including but not limited to email and telemarketing Your PII can be used for direct and indirect communication, including but not limited to telemarketing calls, assistance calls and credit product and service offers via the telephone number You have provided in the online form. Either we or third party lenders and marketers can use this number even though it is listed in any corporate, state, or federal Do-Not-Contact registry, suppression lists or the like. Since Your submitting of the information via online form is determined as an attempt to make a purchase or receive a service, the processing and application of Your request is performed according to the provisions of Amended Telemarketing Sales Rule, 16 CFR §310 et seq. (the "ATSR"). According to ATSR, even if Your telephone number is listed in FTC Do-Not-Call List, we are authorized to contact You upon Your given consent using telemarketing. Since Your inquiry to third party marketers and request for the service on the Website are also considered as a an attempt to make a purchase, according to ATSR these third party marketers are also authorized to contact You using telemarketing.
By giving Your consent to use the Website and provide Your information to use our services, You confirm that You are at least 18 years old and legally authorized to own and use a mobile device. You also confirm that You realize and understand the liabilities and possible charges associated with Your participation in telemarketing campaigns. Your service provider may also collect Your information. These procedures and interaction with Your service provider are regulated by the policies and terms stated by these organizations and have nothing to do with this Privacy Policy and other regulating documents on this Website.

Cookies and Web Beacons

Like any other website, theprimeloans.com uses 'cookies'. These cookies are used to store information including visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

Childern's Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.
The information from children under 18 years old is strictly banned and will not be performed on the Website. We provide filters, which enable anyone of illegal age to provide information on the Website. In case we detect any PII received from a user under 18 years old, we will immediately delete this information. According to the fact that we do not voluntarily collect, store, share or use any PII from the users under 18 years old, we follow and comply with the Children’s Privacy Protection Act ("COPPA") and this Privacy Policy is built in consideration with the provisions of this Act.

Short-Term Loans to Fit Your Needs

How much do you want? Enter Amount
Between $100 to $50,000

Get Your Loan in 3 Easy Steps

Request Online

Get Result Fast

Cash Straight Away

Short-Term Loans to Fit Your Needs

How much do you want? Enter Amount Between $100 to $50,000

Get Your Loan in 3 Easy Steps

Request Online

Get Result Fast

Cash Straight Away

How Theprimeloans can help you

It’s fast and easy! Get cash deposited into your account in as little as next business day.

Let us help you get the cash you need today!

FAQ's

What is a Short Term Loan?

How Can I Qualify for a Short Term Loan?

How Much Does it Cost?

How much do you want? Enter Amount
Between $100 to $50,000